Landlord Insurance

Landlord insurance is a coverage for rental property owners.  It offers protection from financial losses tied to rental properties.  This insurance typically includes two different types of coverage – property & liability. 

It gives you, the rental property owner, the peace of mind and protection for your income and property.

Policies may vary but most Landlord Insurance policies cover: 

• Property Damage
• Liability Insurance
• Loss of Income Insurance

Landlord Insurance may not be required by the law but most lenders will require it if you have a mortgage or are financing the property. Homeowners policies typically will not cover the home you are renting out. That means any damage the home, belongings inside of the home, or lawsuits against you will not be covered unless you have this Landlords Insurance. 

Call Lincoln Insurance Agency today to make sure your property and you have the right coverage.