Give us a call

770.629.0438

Annuities in Stockbridge GA & McDonough GA

Keep Your Financial Resources Protected.

Lincoln Insurance Group, LLC understands the value of saving for and investing in your future. If you’re like many Americans, you work diligently each day and take the right steps to ensure that you’ll be supported with a comfortable income after you retire. That’s why it’s smart to have the right coverage options under your retirement plan because in some cases, you can actually outlive your income.

The last thing you’ll want to experience as a retiree is a loss of your financial resources. With an Annuity from Lincoln Insurance Group, LLC, you can ensure that your finances are covered – for a healthy and happy retirement. Annuities are essentially investments that guarantee a steady income stream. Based on your plan, you can receive money either on a set schedule or in a lump sum.

Types of Annuities

Lincoln Insurance Group, LLC can offer two types of Annuities: Deferred and Immediate Annuities.

Deferred Annuities are investments that you make either over a period of time or all at once. Since these Annuities are tax-deferred, you only have to start paying taxes upon withdrawal. Deferred Annuities are either fixed or variable, meaning your payout is either a fixed sum or an amount in accordance to the performance of the market/group of investments.

Immediate Annuities are payments that you can receive right after you make your investment. This type of Annuity is typically for those around the retirement age who want to secure their financial future. Like Deferred Annuities, you only pay taxes upon withdrawal.

Understand Your Investments

An annuity is a long-term, tax-deferred investment designed for retirement. With an annuity, you can create a fixed or variable stream of income. The annuity’s value and growth will vary based on how the investments you choose to fund the annuity (underlying investments) perform.

Just like other types of investments, an annuity has limitations. If you take your money out early, you may have to pay fees called surrender charges. You’ll have to pay income tax on the withdrawal, and if you’re not yet 59½ years old, you may also have to pay a 10% tax penalty. If you do take an early withdrawal, it will reduce both the death benefit your beneficiaries receive and the cash value of the annuity.

An annuity is sold by an insurance company, and the annuity’s guarantees and protections are subject to that company’s ability to pay for them. However, this doesn’t apply to the underlying investments. The underlying investments are subject to market risk, so you could end up with less money than you invested.

An annuity is sold by prospectus, a document that describes the annuity’s objectives, risks, fees and charges. The cost of an annuity often includes mortality and expense charges, administrative fees, contract fees and the expense of the underlying investments. There are prospectuses for the annuity and the underlying investments that fund the annuity. It may take some time, but you should read the prospectuses carefully before investing.

It’s important to discuss your options with a specialist at Lincoln Insurance Group, LLC who is committed to helping you make the right decisions.

Before investing, understand that annuities are not insured by the FDIC, NCUSIF or any other federal government agency, and are not deposits or obligations of, guaranteed by, or insured by the depository institution where offered or any of affiliates. Annuities that involve investment risk may lose value. Guarantees and protections are subject to the claims paying ability of the issuing insurance company.

Our Location

Lincoln Insurance Group, LLC

830 Eagles Landing Parkway, Suite 200
Stockbridge, GA 30281
Main office: 770-629-0438
Fax: 770-692-1998

Our Providers

Testimonials

“Lincoln Insurance Group has been our agency since its inception and we are beyond pleased with the service we have received. This group takes a personal interest in its clients and is an asset to the community it serves. Dawn and Tim Thompson are consummate professionals as well as a charming couple. They participate in community events and local charities with funds as well as service. The office staff is highly competent and willing and eager to help. Before Lincoln we were with the same insurance company for 40 plus years. We didn't know what service was until we changed to Lincoln!”

Ed / McDonough GA
“I am confident that I have the coverage I need. Also, I appreciate that I can email my insurance agent anytime knowing that she will get back to me. Thanks for doing a great job!”

Angelica / McDonough GA
“Having both home and vehicle insurance with Lincoln Insurance provides me with peace of mind, knowing that my property and liabilities are adequately covered and that I am in good hands should I experience a loss or accident.”

Diane / Stockbridge GA
“Lincoln Insurance earned my trust and business by providing me several options to consider before choosing the right insurance coverage for my needs. I value the company’s integrity and especially like their annual reminder that it’s time to review my insurance coverage for another year. My annual reviews have made me a more savvy and secure customer, but I still have insurance questions occasionally. It’s at those times that I take advantage of Lincoln’s e-mail technology which allows me to get quick answers without having to phone or go to their office. Lincoln Insurance is a great local business, and I highly recommend them.”

Judy / Stockbridge GA
Hello Mike! I just wanted to write and say thank you so much for working on this and getting us such a great rate. You were efficient and very pleasant. Again, thank you very much,

L. Dunn / Stockbridge
What an awesome company! Tim Thompson is always available for all my questions or concerns. I would recommend to all my family and friends to allow Lincoln Insurance to service ALL your Insurance needs they do ours. Home, Auto, RV and an umbrella policy.

V. Knowles / Jonesboro, GA
Lincoln Insurance Group, special Thank you to Michael Reagin and Tim Thompson for helping my buyer out today (day of our closing) it was a cash sale and her present insurance company gave her a hard time, she called Michael and he had her a policy before lunch and saved her money on their car insurance too! If you are looking to SAVE MONEY give Michael or Tim a call at 770-692-1991 they are located at Eagles Landing area and have SAVED a lot of our Family, Friends and Clients!

R. Ross / McDonough GA